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Saturday, June 23, 2012

Gaza militant killed as rockets hit Israel

by IAN DEITCH, Associated Press Associated Press

A wounded member of the Hamas security forces is carried to a car following an Israeli air strike on a Hamas security building in Gaza City, early Saturday, June 23, 2012. A Gaza health official reported that at least one militant was killed and more than a dozen wounded during Israeli air strikes Saturday on the Gaza Strip. The Israeli military says the airstrikes target Palestinian militants who have fired over 150 rockets at residential areas in southern Israel this week. (AP Photo/Adel Hana)

slideshow JERUSALEM (AP) ? Israeli airstrikes killed one Gaza militant and injured 17 people in the coastal strip Saturday while a rocket from the Palestinian territory wounded one Israeli. The country's military chief of staff summoned senior officers to discuss the latest flare-up in violence.

A military spokesman said Lt. Gen. Benny Gantz convened "an urgent meeting" to discuss ways of dealing with the Palestinian attacks. Gaza militants fired over 20 rockets and mortar shells on Saturday alone, bringing the week's rocket tally to about 150.

The military spokesman, who spoke on condition of anonymity in line with regulations, gave no other details about the meeting.

The latest flare-up is the most serious in months. Over a million people in southern Israel live in range of the rockets and the Israeli military has advised the residents to make sure they can get to a bomb shelter quickly.

Early Saturday morning, an Israeli airstrike killed a Palestinian militant as he rode his motorcycle in Gaza. In two other airstrikes 17 Palestinians, militants and civilians, were wounded and several buildings used by the Islamic militant Hamas group, which rules the coastal territory, were damaged.

The Israeli military said it hit "terror sites" and that it holds Hamas accountable for any attacks originating from the Gaza Strip.

Also, an Israeli was seriously wounded Saturday when a Gaza rocket smashed through a factory roof. Rockets from Gaza also hit a school in the Israeli border town of Sderot. The school was closed for the weekend so no one was hurt but the building was damaged. Several other Israelis were injured in Palestinian rocket attacks this past week.

The spike in violence began on Monday when two gunmen infiltrated into Israel along its border with Egypt's Sinai peninsula and killed an Israeli Arab construction worker who was part of a crew building a border security fence meant to avert such attacks. Later, a little known al-Qaida-inspired group, the Mujahedeen Shura Council of Jerusalem, claimed responsibility for the attack and identified the gunmen as an Egyptian and a Saudi.

Since then, Gaza gunmen have fired barrages of rockets and mortar rounds at Israel, wounding several Israelis and damaging apartment buildings. Israel responded with airstrikes on militant targets that gave killed at least 9 Palestinians and wounded more than 20 so far.

Meanwhile, Gaza health official Ashraf Al Kedra said a boy was killed in a playground during an airstrike Saturday morning in Khan Younis. The Israeli military said they didn't attack that area.

Military spokeswoman Lt. Col. Avital Leibovich later called the allegation a "false rumor" and said that according to intelligence information, the boy was killed by "ordinance belonging to one of the terror groups." Palestinian rockets often misfire and explode inside Gaza.

The latest escalation has drawn in militants from Hamas, which rules the territory but has largely refrained from attacking Israel since a war more than three years ago. Other Palestinian groups persisted with rocket assaults and other attacks on Israel during that time.

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Friday, June 22, 2012

Yemen sends soldiers to protect its LNG

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Donaldson Capital: Rising Dividend Investing: Bond-Like Stocks Are ...

We regularly slice and dice the S&P 500 to determine what general categories of stocks are doing well. ?Periodically, we do what we call a strategy check. ?Simply put a strategy check is an analysis of the three or four investment criteria that we believe are at the core of our Rising Dividend investment strategy. ?The following is a brief discussion of the criteria we follow most closely and how companies with those characteristics have fared over the past twelve months.

Quality: ?As we have detailed many times in these blogs, our investment selection process begins with the quality door. ?Except on rare occasions, we invest only in companies whose bonds achieve at least an investment grade rating by one of the major rating agencies. ?The reason for this is obvious: ?sooner or later, tough times come, and when they do winnings stocks are almost always found among companies with good credit histories and ratings.

The following are the 12-month median total returns of the S&P 500 companies broken down by ratings. ?????????????????

Rating	Median Total Return
AA-AAA	12.8%
A	4.8%
BBB	4.0%
B-BB	-10.5%
NR	-1.8%

Standard and Poors 500 Index	3.72%

The last twelve months have been a roller coaster ride for stocks of monumental proportions. ?In this kind of environment, it is not surprising that the higher quality stocks have performed well versus lower rated stocks. ?It is a bit surprising that the total returns by bond rating are so symmetrical. ?As we have noted before, the stocks in our Cornerstone investment strategy have an average bond rating of A+. ?

Dividend Yield: ?After a stock makes it through the quality door, the first thing we look at is its dividend yield. ?Dividends are cash money.? Dividend payments place a premium on a management team that focuses on the proper balance between the cash flows necessary to pay the dividends and the capital expenditures necessary to keep the cash flows growing.? In short, dividends require a disciplined management team.? We think this means that most companies who pay a regular dividend are less likely to be taking wild-eyed fliers with our money.?

Dividend Yield Quintiles	Median Total Returns
Top 100 Dividend Yielders	8.2%
2nd 100 Stocks	4.7%
3rd 100 Stocks	2.4%
4th 100 Stocks	3.8%
5th 100 Stocks	-1.6%

It is not surprising that the median returns of high yielding stocks are showing good results. ??Bond yields are historically low, and people have been moving to higher yielding stocks in a steady stream. ?What is surprising to us, again, is that the results are nearly symmetrical. ?We believe this might be a cautionary signal. ?Many high yielding stocks we see on the list of top performers have very little dividend growth and are presently borrowing money to pay the dividend. ?That is not a good sign and could signal some dividend disappointments in the year ahead. ?That is the reason we focus so intently on dividend growth. It is the best way we know that a company can offer tangible signals about it future prospects. Talk is cheap, but dividend hikes mean a company's money is where its mouth is.

Dividend Growth:? We learned a long time ago that dividend yield alone is not enough; dividend growth also plays an important role in the long-term performance of a stock. ?The following tables show the median total return over the past 12 months of stocks in the S&P 500 sorted by dividend growth quintiles.?

Dividend Growth Quintiles	Median Total Returns
Top 100 Dividend Growers Last 12 Months	4.8%
2nd 100	5.9%
3rd 100	7.6%
4th 100	2.5%
5th 100	-8.1%

The table shows that investors have not rewarded the top dividend growth companies that are located in quintiles 1 and 2. ?Investors have been buyers of the lower dividend growers in quintile 3. ?A closer look at that group is very revealing. ?The average dividend yield for the stocks in quintile 3 is 3.4% and the average annual dividend growth is 5.9%. ?This compares to the S&P 500 where the dividend yield is approximately 2%, with dividend growth last year of near 10%. ?

It is important to note, that while quintile 3?s slower dividend growth was the top performer, quintiles 1 and 2 also outperformed the S&P 500 total return of 3.7%. ?That is also the the case in our Cornerstone investment strategy. ?The 30 stocks in that portfolio have a current yield of 3.5% and dividends grew last year at just under near 10%. ???????

Our bottom line summation of what this strategy check is telling us is that, indeed,?in this low interest-rate, slow growth environment our concept of ?bond-like? stocks is still a winning strategy.? The markets are rewarding higher quality over lower quality. ?Investors are buying dividend yields that are higher than bond yields and are favoring current yield over dividend growth, although companies with high dividend growth are outperforming the average stock. ?We have spoken about these bond-like stocks in several previous blogs. ?Please access these links,1. Bond-Like Stock Audio, 2. Bond-Like Stocks, to see and hear a more expansive discussion of why we believe this concept is working and will continue to work.

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Thursday, June 21, 2012

The Importance of National Family Caregiver Month for Senior Care ...

Since the 1997 presidential proclamation, November has been recognized as -?National Family Caregiver Month-?. Each November, families across the nation honor more than 65 million senior care givers in the United States who tirelessly provide care, comfort, and love for 100 million elderly loved ones in need-?that?s one in five adults providing care for their elderly friends, family, and loved ones.Senior care organizations recognize the love and hard work that goes into caregiving, and offer help and support for family caregivers providing daily senior care.

One recent National Family Caregiver Association survey revealed that the ratio of male/female caregivers has changed; senior care giving used to be a woman?s issue, with an estimated 75% of family care provided by women. Recently, this percentage appears to be much more evenly split, with 55% of senior care givers female and 45% male. The typical caregiver (recognized by the NFCA) is a middle aged daughter caring for an elderly parent, grandparent, or loved one while juggling a career and family of her own. Family caregivers are responsible for the majority of long-term elder care in the United States. 80% of senior caregivers report emotional strain. 60% of senior caregivers miss work, events, or other responsibilities caring for a loved one. 60% of senior caregivers report a financial strain. It?s estimated that American businesses lose approximately $35 billion each year due to missed work caused by employees caring for elderly loved ones. Family caregivers are the unsung heroes who dedicate their time, heart, and soul into caring for senior loved ones for no compensation.Family caregivers often lack the resources they need to help them best provide care for themselves, families, and loved ones.Caring for a loved one day in and day out can take its toll on an individual and their family, and this month recognizes all the hard work and time that goes into caring for elderly loved ones who wish to live at home where it?s familiar and comfortable. November is all about raising awareness of family caregiver issues, celebrating the dedication and effort of family senior caregivers, and increasing support for families. At one point in time or another, almost every individual will find themselves in a position of caring for another. Sometimes these family caregivers require a little extra help. Senior care providers can assist the adults and individuals, serving as a respite for weary family caregivers.They are dedicated to empowering family caregivers and assisting family members keep their senior loved ones independent for as long as possible by relieving the burden from their family, and offering services such as meal preparation, housekeeping, daily medication reminders, errands, shopping, and hygiene services. Take the time to assess the type, frequency, and location of your needs, discover what an elder care program can do for you and your loved one.Anticipating regular relief from elder care services can be lifesaving; share the responsibility of care giving with another individual and get help and support for yourself. Erica Ronchetti is a freelance writer for Visiting Angels, the nation?s leading, network of non-medical, private duty home care agencies providing senior care, elder care, personal care, respite care and companion care to help the elderly and adults continue to live in their homes across America. Visit the Visiting Angels website to find out more information on elder care programs.

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Follow These Tips For Personal Growth

So many people are, at some point or any other within their day-to-day lives, involved in a pursuit to increase the overall top quality of the daily life, to advance produce and deepen their talents and skills, as well as to achieve their goals. If self improvement can be a top priority in your own life, then please read on!

Record the way you spend time. Our everyday life are filled with so many routines which are outright time wasters. Consider everything we probably have attained over our everyday life when we possessed of greater devoted enough time we spent mindlessly sitting down ahead of the t . v .! Monitor your time so that you know where it is actually moving.

Your feelings are the angels or perhaps your demons in relation to creating who you are and who you need to be. You need to be aware of your thoughts, moment by moment, so when you find yourself pondering adversely, teach you to ultimately reassess what is going on and locate something good to consider.

We have all took advantage of teachers and mentors. What would we have carried out with out them? This is simply as real in private along with skilled improvement. Our growth positive aspects us even more when we can provide it to other folks: teaching a team, leading a young performer, or just becoming a very good listener.

Persistence is actually a basis in almost any very good personal development software. Ambitious desired goals and careful planning are common personal development procedures, however they are of tiny aid if the initially indication of difficulty causes the full system to get abandoned. Errors and disappointments are expected ? self improvement is about moving past them, not eliminating them.

Take time out of your day to do the things that you truly enjoy doing. Whether it be tinkering with your children, going out to eat with your significant other, going for a lengthy quiet go walking or studying a good publication, making the effort to do these things can make an optimistic difference in you prospect on daily life.

An incredible suggestion which will help you with the personal development desired goals will be regular. If you?re ever likely to adopt something to your lifestyle, you have to be constant. In the event you only do points occasionally, you?re unlikely to implement them fully.

Using these pointers must make you more successful within your work and enchanting life, achieve items that issue to you and see the person you are really. Turning into pleased needs time to work and you will need to always keep concentrating on this regularly, until you have implemented a way of life that meets you.

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